St. Charles

St. Charles County71,508 residents3 school districts
69
B−
Suburbgrade score

14th of 60 St. Louis suburbs. Strongest on schools, held back by housing & affordability.

Launch-day rule. Residents is not counted for St. Charles yet: no poll responses so far. The overall score of 69 is computed on the other six categories, re-normalised to 100%. Answer the poll →

What living here is actually like
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What St. Charles is like to live in, by category

Bars show St. Charles against St. Louis. Weights are published in full.

Housing & affordability

18% of the score · 62/100
C
Median home value$298,700
St. Louis $244,800
Median rent$1,251/mo
St. Louis $1,113/mo
Cost-burdened households23%
St. Louis 26%

Schools

18% of the score · 84/100
A−
Within-state proficiency86th pct
St. Louis median 68th pct
Student–teacher ratio10.2
St. Louis median 14.5
Graduation rate92%
St. Louis median 94%
EDFacts SY2021–22 · NCES CCD 2024–25 · EDFacts ACGR SY2018–19Full page →

Cost of living

14% of the score · 67/100
C+
Housing cost index110
St. Louis 100
Eff. tax rate1.00%
St. Louis 1.16%
Local sales tax8.44%
St. Louis median 8.44%
Composed in-house · ACS 2020–24 · ACS 2020–24 · Tax Foundation state average, January 1, 2026Full page →

Commute & transport

14% of the score · 70/100
B−
Mean commute21.6 min
St. Louis 24.9 min
Under 30 minutes73%
St. Louis 65%
Transit stops / sq mi0.2
St. Louis median 1.4 · within 2 miles

Amenities

12% of the score · 63/100
C+
Restaurants & cafés50
St. Louis median 32 · within 2 miles
Groceries6
St. Louis median 4 · within 2 miles
Parks13
St. Louis median 21 · within 2 miles

Employment & income

12% of the score · 64/100
C+
Median household income$85,937
St. Louis $80,196
Unemployment2.9%
St. Louis 4.2%
Professional occupations49%
St. Louis 45%

Residents

12% of the score · inactive
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No responses yet. Residents is excluded from the score until eight people answer.

Ask the people who live here

Twelve yes/no questions, one tap each. No dataset knows whether the yards are kept or whether anyone talks to their neighbours. Answers feed the Residents grade, which needs eight responses before it counts.

0 responses·Residents category: waiting for first responses·Live

Nobody has answered for St. Charles yet. If you live here, you can be the first.

Is it quiet at night?
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Do you feel safe walking after dark?
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Can you walk to a grocery store?
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Is it good for young children?
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Are yards and streets well kept?
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Tap either button to answer — no account neededAll twelve questions →

Better than St. Charles on housing & affordability

St. Charles's weakest grade is C. Six suburbs are within 25 miles and score higher on the same four inputs.

Median home value: ACS 2020–24 · Ownership rate: ACS 2020–24

Common questions about living in St. Charles

Is St. Charles, MO a good place to live?

St. Charles scores 69 out of 100, 14th of 60 St. Louis suburbs. It is strongest on schools and weakest on housing & affordability. Every weight behind that score is published on the methodology page.

Is St. Charles expensive to live in?

Cost of living grades C+. The median home is $298,700, 22% above the St. Louis median, and the effective property tax rate is 1.00%. $1,251/mo is the median gross rent.

How good are the schools in St. Charles?

Schools grade A−. The districts serving St. Charles sit at the 86th pct within-state proficiency percentile, with a 92% graduation rate and a 10.2 student–teacher ratio. St. Charles is served by St. Charles R-Vi, Orchard Farm R-V and Francis Howell R-III School District. Proficiency is only ever compared inside the same state.

How long is the commute from St. Charles?

The mean commute is 21.6 min, with 73% of workers travelling under 30 minutes and 18% working from home. Transit density is 0.2 stops per square mile.

Can you walk anywhere in St. Charles?

Within two miles there are 6 groceries, 50 restaurants and cafés and 13 parks, which grades C+ on amenities.

Are the homes in St. Charles old or new?

The median home in St. Charles was built in 1986 — newer than the St. Louis median of 1973. That is a median, so a town can be half post-war and half new-build and still land there. 67% of homes are houses rather than flats.

Every answer is built from the figures on this page, with their sources and as-of dates on the methodology page.