Fernandina Beach

Nassau County13,420 residentsNassau
68
B−
Suburbgrade score

2nd of 17 Jacksonville suburbs. Strongest on schools, held back by amenities.

Launch-day rule. Residents is not counted for Fernandina Beach yet: no poll responses so far. The overall score of 68 is computed on the other six categories, re-normalised to 100%. Answer the poll →

What living here is actually like
Written summary in preparation This page is waiting for its written summary, and for a person to check it. Until then it is excluded from search engines.

What Fernandina Beach is like to live in, by category

Bars show Fernandina Beach against Jacksonville. Weights are published in full.

Housing & affordability

18% of the score · 62/100
C
Median home value$555,400
Jacksonville $343,400
Median rent$1,259/mo
Jacksonville $1,513/mo
Cost-burdened households28%
Jacksonville 34%

Schools

18% of the score · 84/100
A−
Within-state proficiency95th pct
Jacksonville median 83rd pct
Student–teacher ratio13.8
Jacksonville median 16.1
Graduation rate92%
Jacksonville median 93%
EDFacts SY2021–22 · NCES CCD 2024–25 · EDFacts ACGR SY2018–19Full page →

Cost of living

14% of the score · 70/100
B−
Housing cost index112
Jacksonville 100
Eff. tax rate0.75%
Jacksonville 0.75%
Local sales tax7.00%
Jacksonville median 7.50%
Composed in-house · ACS 2020–24 · ACS 2020–24 · Florida DOR DR-15DSS, calendar year 2025Full page →

Commute & transport

14% of the score · 70/100
B−
Mean commute22.3 min
Jacksonville 26.0 min
Under 30 minutes77%
Jacksonville 61%
Transit stops / sq mi0.0
Jacksonville median 0.0 · within 2 miles

Amenities

12% of the score · 54/100
C−
Restaurants & cafés62
Jacksonville median 28 · within 2 miles
Groceries2
Jacksonville median 3 · within 2 miles
Parks15
Jacksonville median 18 · within 2 miles

Employment & income

12% of the score · 59/100
C
Median household income$97,903
Jacksonville $79,643
Unemployment2.7%
Jacksonville 4.2%
Professional occupations45%
Jacksonville 43%

Residents

12% of the score · inactive
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No responses yet. Residents is excluded from the score until eight people answer.

Ask the people who live here

Twelve yes/no questions, one tap each. No dataset knows whether the yards are kept or whether anyone talks to their neighbours. Answers feed the Residents grade, which needs eight responses before it counts.

0 responses·Residents category: waiting for first responses·Live

Nobody has answered for Fernandina Beach yet. If you live here, you can be the first.

Is it quiet at night?
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Do you feel safe walking after dark?
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Can you walk to a grocery store?
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Is it good for young children?
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Are yards and streets well kept?
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Tap either button to answer — no account neededAll twelve questions →

Better than Fernandina Beach on amenities

Fernandina Beach's weakest grade is C−. One suburb is within 25 miles and scores higher on the same six inputs.

SuburbAmenitiesRestaurants & cafésGroceriesOverall
Atlantic Beach22 mi from Fernandina BeachC−323 58 C
Restaurants & cafés: OpenStreetMap Sep 2026 · Groceries: OpenStreetMap Sep 2026

Common questions about living in Fernandina Beach

Is Fernandina Beach, FL a good place to live?

Fernandina Beach scores 68 out of 100, 2nd of 17 Jacksonville suburbs. It is strongest on schools and weakest on amenities. Every weight behind that score is published on the methodology page.

Is Fernandina Beach expensive to live in?

Cost of living grades B−. The median home is $555,400, 62% above the Jacksonville median, and the effective property tax rate is 0.75%. $1,259/mo is the median gross rent.

How good are the schools in Fernandina Beach?

Schools grade A−. The districts serving Fernandina Beach sit at the 95th pct within-state proficiency percentile, with a 92% graduation rate and a 13.8 student–teacher ratio. Fernandina Beach is served by Nassau. Proficiency is only ever compared inside the same state.

How long is the commute from Fernandina Beach?

The mean commute is 22.3 min, with 77% of workers travelling under 30 minutes and 17% working from home. Transit density is 0.0 stops per square mile.

Can you walk anywhere in Fernandina Beach?

Within two miles there are 2 groceries, 62 restaurants and cafés and 15 parks, which grades C− on amenities.

Are the homes in Fernandina Beach old or new?

The median home in Fernandina Beach was built in 1986 — older than the Jacksonville median of 1992. That is a median, so a town can be half post-war and half new-build and still land there. 75% of homes are houses rather than flats.

Every answer is built from the figures on this page, with their sources and as-of dates on the methodology page.