Palm Harbor

Pinellas County61,512 residentsPinellas
62
C
Suburbgrade score

7th of 59 Tampa suburbs. Strongest on cost of living, held back by housing & affordability.

Launch-day rule. Residents is not counted for Palm Harbor yet: no poll responses so far. The overall score of 62 is computed on the other six categories, re-normalised to 100%. Answer the poll →

What living here is actually like
Written summary in preparation This page is waiting for its written summary, and for a person to check it. Until then it is excluded from search engines.

What Palm Harbor is like to live in, by category

Bars show Palm Harbor against Tampa. Weights are published in full.

Housing & affordability

18% of the score · 57/100
C−
Median home value$405,300
Tampa $345,100
Median rent$1,806/mo
Tampa $1,628/mo
Cost-burdened households36%
Tampa 36%

Schools

18% of the score · 59/100
C
Within-state proficiency61st pct
Tampa median 46th pct
Student–teacher ratio17.1
Tampa median 17.7
Graduation rate88%
Tampa median 87%
EDFacts SY2021–22 · NCES CCD 2024–25 · EDFacts ACGR SY2018–19Full page →

Cost of living

14% of the score · 71/100
B−
Housing cost index110
Tampa 100
Eff. tax rate0.71%
Tampa 0.79%
Local sales tax7.00%
Tampa median 7.50%
Composed in-house · ACS 2020–24 · ACS 2020–24 · Florida DOR DR-15DSS, calendar year 2025Full page →

Commute & transport

14% of the score · 65/100
C+
Mean commute26.7 min
Tampa 28.3 min
Under 30 minutes61%
Tampa 57%
Transit stops / sq mi8.4
Tampa median 1.9 · within 2 miles

Amenities

12% of the score · 63/100
C+
Restaurants & cafés41
Tampa median 27 · within 2 miles
Groceries7
Tampa median 5 · within 2 miles
Parks18
Tampa median 21 · within 2 miles

Employment & income

12% of the score · 57/100
C−
Median household income$78,935
Tampa $74,392
Unemployment3.3%
Tampa 4.6%
Professional occupations47%
Tampa 43%

Residents

12% of the score · inactive
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No responses yet. Residents is excluded from the score until eight people answer.

Ask the people who live here

Twelve yes/no questions, one tap each. No dataset knows whether the yards are kept or whether anyone talks to their neighbours. Answers feed the Residents grade, which needs eight responses before it counts.

0 responses·Residents category: waiting for first responses·Live

Nobody has answered for Palm Harbor yet. If you live here, you can be the first.

Is it quiet at night?
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Do you feel safe walking after dark?
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Can you walk to a grocery store?
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Is it good for young children?
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Are yards and streets well kept?
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Tap either button to answer — no account neededAll twelve questions →

Better than Palm Harbor on housing & affordability

Palm Harbor's weakest grade is C−. Six suburbs are within 25 miles and score higher on the same four inputs.

Median home value: ACS 2020–24 · Ownership rate: ACS 2020–24

Common questions about living in Palm Harbor

Is Palm Harbor, FL a good place to live?

Palm Harbor scores 62 out of 100, 7th of 59 Tampa suburbs. It is strongest on cost of living and weakest on housing & affordability. Every weight behind that score is published on the methodology page.

Is Palm Harbor expensive to live in?

Cost of living grades B−. The median home is $405,300, 17% above the Tampa median, and the effective property tax rate is 0.71%. $1,806/mo is the median gross rent.

How good are the schools in Palm Harbor?

Schools grade C. The districts serving Palm Harbor sit at the 61st pct within-state proficiency percentile, with a 88% graduation rate and a 17.1 student–teacher ratio. Palm Harbor is served by Pinellas. Proficiency is only ever compared inside the same state.

How long is the commute from Palm Harbor?

The mean commute is 26.7 min, with 61% of workers travelling under 30 minutes and 23% working from home. Transit density is 8.4 stops per square mile.

Can you walk anywhere in Palm Harbor?

Within two miles there are 7 groceries, 41 restaurants and cafés and 18 parks, which grades C+ on amenities.

Are the homes in Palm Harbor old or new?

The median home in Palm Harbor was built in 1985 — close to the Tampa median of 1986. That is a median, so a town can be half post-war and half new-build and still land there. 65% of homes are houses rather than flats.

Every answer is built from the figures on this page, with their sources and as-of dates on the methodology page.