Tampa

Most affordable Tampa suburbs

Ranked on what a household actually pays: the in-house cost-of-living index at 55%, the median home value against the metro at 25% (lower is better here), and the share of households already stretched by housing costs at 20%.

Updated Sep 2026·59 suburbs considered, 10 listed
1
Shady Hills$233k median · 32.7 min commute
Cost of living A−Housing DEmployment D−
83
Affordability
overall 46 D
2
West Lealman$169k median · 28.7 min commute
Cost of living B+Housing FEmployment F
73
Affordability
overall 56 C−
3
Holiday$170k median · 29.8 min commute
Cost of living AHousing FEmployment F
72
Affordability
overall 47 D
4
5th Avenue of Zephyrhills Downtown Historic District, Florida
Zephyrhills$225k median · 31.6 min commute
Cost of living B+Housing FEmployment D−
70
Affordability
overall 46 D
5
University$165k median · 27.9 min commute
Cost of living A−Housing FEmployment F
70
Affordability
overall 52 D+
6
Shot of the historic Samuel Baker House in Elfers, Florida.
Elfers$202k median · 30.5 min commute
Cost of living B+Housing FEmployment D
70
Affordability
overall 53 C−
7
New Port Richey East$221k median · 24.8 min commute
Cost of living A−Housing FEmployment F
69
Affordability
overall 49 D+
8
Aerial view of Hudson and Hudson Beach, Pasco County, Florida at the intersection of U.S. Route 19 and Hudson Avenue.
Hudson$269k median · 34.7 min commute
Cost of living A−Housing FEmployment F
69
Affordability
overall 48 D+
9
The gateway of Spring Hill, Florida on U.S. Route 19 in Florida an Hernando County Road 574, across from the intersection of US 19 and Hernando County Road 595
Spring Hill$289k median · 29.8 min commute
Cost of living B+Housing D+Employment D−
69
Affordability
overall 49 D+
10
Drone shot capturing the Historic Downtown New Port Richey archway sign over Main Street, with the surrounding business district.
New Port Richey$183k median · 27.8 min commute
Cost of living B+Housing FEmployment D−
68
Affordability
overall 50 D+
This list's weighting
Cost of living 55%Median home value (lower is better) 25%Cost-burdened households 20%
Other Tampa lists
Best Tampa suburbs for familiesBest Tampa suburbs for schoolsShortest commutes to Downtown TampaMost walkable Tampa suburbsBest Tampa suburbs for young professionalsHow we score Tampa suburbs →

Photos from Wikimedia Commons: Zephyrhills (User:Wknight94 · CC BY-SA 3.0); Elfers (DanTD · CC BY-SA 3.0); Hudson (Wknight94 talk · CC BY-SA 3.0); Spring Hill (DanTD · CC BY-SA 3.0); New Port Richey (Ryan Watern1 · CC BY-SA 4.0).