Most affordable Kansas City suburbs

Ranked on what a household actually pays: the in-house cost-of-living index at 55%, the median home value against the metro at 25% (lower is better here), and the share of households already stretched by housing costs at 20%.

Updated Sep 2026·25 suburbs considered, 10 listed
1
Hall of Waters w:Excelsior Springs, Missouri
Excelsior Springs$187k median · 22.3 min commute
Cost of living B+Housing D−Employment D+
74
Affordability
overall 54 C−
2
City Hall of Gladstone
Gladstone$232k median · 22.9 min commute
Cost of living BHousing DEmployment C
70
Affordability
overall 67 C+
3
Aerial view of Raytown, Missouri
Raytown$183k median · 24.2 min commute
Cost of living B−Housing D−Employment D
68
Affordability
overall 49 D+
4
Jackson County Courthouse in Independence, Missouri, listed on the National Register of Historic Places.
Independence$173k median · 23.9 min commute
Cost of living B−Housing FEmployment D−
66
Affordability
overall 50 D+
5
The corner of Delaware Street and Fifth Street in downtown Leavenworth, Kansas, in 2014.
Leavenworth$193k median · 19.6 min commute
Cost of living C+Housing D−Employment D
66
Affordability
overall 55 C−
6
Sunset over festival on Grandview's revitalized Main Street.
Grandview$189k median · 22.4 min commute
Cost of living BHousing FEmployment F
65
Affordability
overall 47 D
7
Belton Fire Department's Station 1 at 223 Main Street. Picture ID# 2384, 2385, 2386 HDR - High Dynamic Range
Belton$203k median · 24.8 min commute
Cost of living B−Housing D−Employment D+
65
Affordability
overall 56 C−
8
Merriam$263k median · 22.2 min commute
Cost of living B−Housing D+Employment C−
64
Affordability
overall 68 B−
9
Historic Clay County Court House in the Historic Square Liberty, Missouri
Liberty$283k median · 22.9 min commute
Cost of living B−Housing C−Employment C−
64
Affordability
overall 66 C+
10
Kearney$298k median · 23.5 min commute
Cost of living C+Housing CEmployment B
64
Affordability
overall 66 C+
This list's weighting
Cost of living 55%Median home value (lower is better) 25%Cost-burdened households 20%

Photos from Wikimedia Commons: Excelsior Springs (Americasroof · CC BY-SA 3.0); Gladstone (SamuelNelsonGISP · CC0); Raytown (Ichabod · CC BY-SA 3.0); Independence (TheCatalyst31 with modifications by Kbh3rd · CC BY-SA 3.0); Leavenworth (Melissa Bower · CC BY-SA 4.0); Grandview (Thevalarie · CC BY 4.0); Belton (Tyler Silvest · CC BY 2.0); Liberty (Chiefs190 · CC BY-SA 4.0).