Most affordable Sacramento suburbs

Ranked on what a household actually pays: the in-house cost-of-living index at 55%, the median home value against the metro at 25% (lower is better here), and the share of households already stretched by housing costs at 20%.

Updated Sep 2026·34 suburbs considered, 10 listed
1
La Riviera$459k median · 25.8 min commute
Cost of living B+Housing DEmployment C−
69
Affordability
overall 60 C
2
Scope and content: The full caption for this photograph reads: Florin, California. Main Street of this small town in the center of the strawberry and grape- pro
Florin$387k median · 26.8 min commute
Cost of living B+Housing FEmployment F
67
Affordability
overall 54 C−
3
Lemon Hill$350k median · 25.2 min commute
Cost of living A−Housing FEmployment F
67
Affordability
overall 50 D+
4
Parkway$375k median · 24.7 min commute
Cost of living B+Housing FEmployment F
64
Affordability
overall 50 D+
5
Citrus Heights$455k median · 28.0 min commute
Cost of living B+Housing D−Employment D−
62
Affordability
overall 55 C−
6
Aerial view of Galt, California in August 2018. The Union Pacific (ex-Southern Pacific) Fresno Subdivision runs through the center, with the former Amador Branc
Galt$488k median · 31.2 min commute
Cost of living C+Housing DEmployment D
62
Affordability
overall 50 D+
7
Front entrence of Rancho Cordova's city hall
Rancho Cordova$478k median · 26.7 min commute
Cost of living BHousing D−Employment D−
62
Affordability
overall 51 D+
8
Rio Linda CA 1097
Rio Linda$458k median · 28.7 min commute
Cost of living B−Housing DEmployment D+
62
Affordability
overall 46 D
9
Orangevale 2318
Orangevale$565k median · 28.4 min commute
Cost of living BHousing D+Employment D+
61
Affordability
overall 54 C−
10
Fair Oaks$683k median · 29.7 min commute
Cost of living BHousing C−Employment D+
61
Affordability
overall 57 C−
This list's weighting
Cost of living 55%Median home value (lower is better) 25%Cost-burdened households 20%

Photos from Wikimedia Commons: Florin (Dorothea Lange · Public domain); Galt (Pi.1415926535 · CC BY-SA 3.0); Rancho Cordova (ToffeeLink · CC0); Rio Linda (UncleVinny · CC BY 3.0); Orangevale (UncleVinny · CC BY 3.0).