Louisville/Jefferson County

Most affordable Louisville/Jefferson County suburbs

Ranked on what a household actually pays: the in-house cost-of-living index at 55%, the median home value against the metro at 25% (lower is better here), and the share of households already stretched by housing costs at 20%.

Updated Sep 2026·14 suburbs considered, 10 listed
1
Sellersburg$232k median · 20.0 min commute
Cost of living B+Housing CEmployment D
74
Affordability
overall 60 C
2
Shively$155k median · 25.7 min commute
Cost of living A−Housing FEmployment F
72
Affordability
overall 48 D+
3
New Albany, Indiana as seen from the Ohio River.
New Albany$181k median · 19.6 min commute
Cost of living B+Housing D−Employment F
71
Affordability
overall 64 C+
4
Downtown Sheperdsville, KY
Shepherdsville$222k median · 23.5 min commute
Cost of living B+Housing D+Employment C−
70
Affordability
overall 58 C
5
Downtown Jeffersonville Indiana viewed from the Big 4 Bridge
Jeffersonville$217k median · 20.0 min commute
Cost of living BHousing C−Employment C−
70
Affordability
overall 60 C
6
My Old Kentucky Home, also Federal Hill Mansion
Bardstown$204k median · 20.5 min commute
Cost of living B+Housing D−Employment D
68
Affordability
overall 56 C−
7
Mount Washington$268k median · 29.2 min commute
Cost of living B−Housing CEmployment C+
68
Affordability
overall 56 C−
8
New town hall of Clarksville, Indiana.
Clarksville$180k median · 18.7 min commute
Cost of living B−Housing D−Employment D
67
Affordability
overall 57 C−
9
Downtown Jeffersontown, Kentucky.
Jeffersontown$251k median · 21.5 min commute
Cost of living B−Housing CEmployment C+
66
Affordability
overall 59 C
10
Photograph of historical Main Street
Shelbyville$257k median · 26.9 min commute
Cost of living BHousing D+Employment C
65
Affordability
overall 53 C−
This list's weighting
Cost of living 55%Median home value (lower is better) 25%Cost-burdened households 20%
Other Louisville/Jefferson County lists
Best Louisville/Jefferson County suburbs for familiesBest Louisville/Jefferson County suburbs for schoolsShortest commutes to Downtown Louisville/Jefferson CountyMost walkable Louisville/Jefferson County suburbsBest Louisville/Jefferson County suburbs for young professionalsHow we score Louisville/Jefferson County suburbs →

Photos from Wikimedia Commons: New Albany (Mikehallna · CC BY-SA 4.0); Shepherdsville (W.marsh · CC BY-SA 3.0); Jeffersonville (Censusdata · CC BY-SA 4.0); Bardstown (Firthpond1700 · CC BY-SA 4.0); Clarksville (Bedford · Public domain); Jeffersontown (Angry Aspie (talk) · CC BY 3.0); Shelbyville (J.Merideth · Public domain).